The PPO plans from Assurant Health (tm), formerly Fortis Health, are Comprehensive Major Medical Health Insurance plans with a wide range of options. Regardless of what plan features you're looking for, this group of plan options likely has just the combination you're seeking. In business since 1892, Assurant Health, known as Fortis Health until a name change in February 2004, provides health insurance coverage for over one million people nationwide. As of year-end, 2002, Fortis, Inc. had total assets of approximately $500 billion. As one of the world’s largest financial services companies, Fortis ranks 73rd based on revenues on the Fortune ‘Global 500’ (July 21, 2003) and 40th based on revenues on Forbes’ International 500 list (July 3, 2003). Fortis Insurance Company has been assigned an A.M. Best rating of A- (Excellent).

Lifetime Maximum Benefit The maximum dollar amount that would be paid by Assurant towards any covered individual's medical expenses during their lifetime. -Details- Options: $2 Million $3 Million $6 Million $7 Million $8 Million   Plan Deductible The amount each covered individual pays each calendar year before Assurant begins paying benefits. With Assurant, the family deductible is 2 or 3 times the selected individual deductible. -Details- Options: No Deductible $500 $1,000 $1,500 $2,500 $5,000 $10,000   Coinsurance The percentage of elligible expenses that Assurant pays once the Plan Deductible is met, and until the Out-Of-Pocket Maximum is reached. -Details- Options: 50% 80% 100%   Out-of-Pocket Maximum The maximum amount each individual is required to pay in coinsurance per calendar year. After this amount is reached, Assurant pays for elligible expenses 100%. The family Out-of-Pocket Maximum is 2 times the individual Out-of-Pocket Maximum. -Details- Options: At 50% Coinsurance At 80% Coinsurance At 100% Coinsurance $1,250 $2,500 $4,000 $1,000 $2,000 $3,000 Not Applicable Office Visit Copay The amount the individual pays for doctor's office visits, up to 2, 4, or unlimited visits per year. In addition to the Office Visit Copay, each individual is covered for the first $100 of x-rays and lab work at 100%. -Details- Options: $25 $30 $40 No Copay   Prescription Drugs The Prescription Drug benefits with Assurant are as follows: $10 Copay for Generic drugs. For Brand-name drugs when Generic is not available: $25 Copay + 20% of the remaining costs.   For Brand-name drugs when Generic is available: $25 Copay + the difference between the cost of Brand and Generic + 20% of the remaining costs.   No annual limit on prescription drug benefits. There is an optional Prescription Deductible (separate from the Plan Deductible & applies only to Prescriptions). The Prescription benefits listed above will be available once the Prescription Deductible is satisfied. -Details- Options: No Deductible $250 $500   Maternity Maternity coverage with Assurant is an optional benefit which you can add to your coverage. With Assurant, maternity expenses are treated as any other expense covered by your policy - there are no separate deductibles, coinsurance, or maximums. The maternity option is not available in all states. -Details- Options: Optional

PlanBuilderUSA Help Center Click on any term in green for further explanation. Free Quotes Click Here To Get Started   1-888-888-8057 Even if you're familiar with insurance terms, choosing the right options can be difficult. And with so many options to choose from, it's not easy to figure out what combination will work best for your situation. Our live repesentatives are happy to share their knowledge and experience, to make sure you're building a perfect plan for you.

Ready To Start Building Your Health Insurance Plan? Whether you're just checking prices or you're ready to get coverage today, visit our Online Quote Page or call us at 1-888-888-8057. We'll help you choose the most cost-effective options, quote rates, and if you're ready, we can submit your application today, totally risk-free. Remember: No payment is required when you apply. And you could be covered as soon as today.

The above plan description is a basic outline of coverage, and NOT the insurance contract. Refer to your policy for full plan details, as only the policy itself is legally binding. All above rates and percentages are based on In-Network or Participating Providers -- Out-of-Network or Non-participating Providers may be subject to reduced coverage.